If you have a Citibank credit card and want more than just the basic features, it is time to switch your Citibank credit card to a new card. The current Double Cash card offers the lowest cashback rate, no category limits, and gives an incredible 1.5% cash rebate. For new cardholders, this Citibank credit card has many additional benefits to entice you to switch.
For those new to the world of credit cards, the Double Cash credit card from Citibank offers the best cashback rate with no annual fee. This means that for every dollar you charge, you will get 2% back or 1.5 cents back as long as you make your payment on time each month. You may be surprised at how much money you can save with this special offer. If you don't have a bank account or other credit account at all, this is an opportunity to get the cash that you need without a lot of risk.
Another great thing about the Citibank Double Cash credit card is the low balance transfer fee. This card allows you to transfer all of your balance from another credit card to the Double Cash credit card so that you never have to worry about making a minimum payment on the card. You can also make one or two purchases with the money you've saved by transferring your balances.
Many credit cards only allow you to transfer only certain balances, but with the Citibank Double Cash credit card, you can transfer your entire balance from one card to the other. This is a great benefit if you are trying to get the most from your credit card. It also gives you the ability to purchase things that you can't get on another card, including clothing and gasoline.
The Citibank Double Cash credit card comes with a high APR. There is no grace period in which you can pay off the balance before being charged interest; if you pay it off in full before the grace period, then you will pay zero APR. charges to the credit company.
The good news about this credit card is that it is available for people with bad credit as well as people with good credit. Even those with poor credit can find this card and use it. The bad news is that this credit card is not available for newlyweds or those who are trying to get a card at the beginning of their relationship as a couple.
Because of the high APR on this credit card, it's important that you know what you can pay and that you know what you can afford before you apply. If you find that you can't pay off your debt in full on the card in time, then you may find yourself stuck in debt for several years, even with the low interest rate. For that reason, this credit card is not suitable for many people.
If you do not have much credit history, then this may not be the right credit card for you. If you do have some credit history, however, then you may want to look into the Citibank Double Cash credit card to make your financial situation better. If you do have some credit history but still find yourself in need of more credit, then you may want to consider other options.
If you do have some credit history and find that you can pay off your debt in full on the Citibank Double Cash credit card, then you may want to apply for a secured credit card or a line of credit, and pay it back with money you deposit in a savings account. Then you will be able to make purchases on the Citibank Double Cash with the added benefit of having lower interest rates and other benefits.
If you don't have any credit history, then you may be able to get other credit cards that offer better interest rates and other perks. You can check with the Better Business Bureau (BBB) to see if they have any complaints against the company. If you do find a complaint, then you may be able to dispute it with the credit card company.
Make sure that you understand the terms and conditions of the credit card that you apply for before you accept it, so that you know exactly what it will cost you and what type of terms you must meet to receive the card. There are many credit cards out there, so make sure you get the right one.