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Ten Quick Tips For Walmart Visa Debit Card | walmart visa debit card

A Walmart Visa debit card is just one of the many ways that you can do business when it comes to shopping. What do we find? You get products, you pay for them and you get paid by check or cash. Sounds pretty simple right? Not quite. Before you sign on that dotted line to buy that plasma TV, truck or other big ticket item, why not take a look at what the rules and regulations are regarding the use of this card.

Like all other prepaid debit cards, this one too can be used everywhere MasterCard is accepted. Only certain establishments are excluded. According to a press release issued by Walmart financial institution's headquarters in Oregon, all Walmart visa gift cards are issued by means of an electronic transfer process governed by strict guidelines and accepted only by companies that are members of the trusted transactional network.

The process starts with a password. This is one thing you will never see on a regular Visa or MasterCard card. The main reason being that the security of this information is too sensitive for mere mortals like ourselves. If a fraudulent person were to get hold of your information by means of a stolen credit card number or phone details, he could simply withdraw from your account and run off with your money. There is too much risk with this type of transaction for a retailer to take.

To combat the threat, all transactions of a Walmart Visa debit card will require the authorization of a United States citizen or a legal resident. You will need to provide your full legal name, address and contact number. Your debit card can be used just like a regular Visa or MasterCard but it can not be used for purchases in stores. This can prevent foreign nationals from using your card to make purchases in the united states. A legitimate ATM will accept only Visa and MasterCard for transactions to be completed in the united states.

Another issue to be aware of regarding Walmart Visa debit cards is their use of third party processors to process transactions. Although these independent processors may claim to be associated with Walmart, you must exercise caution as some third party organizations may not be subject to the stringent requirements imposed upon all Visa and MasterCard issuing banks. As a result, you may encounter problems when trying to withdraw cash from your account at select retailers that do not accept these types of cards. You also may discover that you are unable to obtain cash back rewards when using your card for purchases at selected vendors.

While Walmart Visa debit cards are accepted in the fifty (50) states of the United States, the laws governing these cards may vary from one state to the next. Therefore, you should verify the laws regarding this card before you apply. The primary requirement is that you have a valid social security number.

In addition to the use of a valid social security number, you must supply the cardholder's name, address, date of birth, email address, phone number and account number. You will need to enter these items multiple times. Once you have entered all of the necessary information, follow the prompts and click on the “submit” or “process” link that is shown on your screen. Walmart Visa debit cards are processed by the company's authorized e-commerce merchants only. You will receive a response from the e-commerce merchant regarding your application and all of the pertinent information that you need to determine whether or not your application is approved. Upon approval, you will be mailed a prepaid visa debit card number.

By having a Walmart Visa debit card, you can save time shopping online at Walmart and avoiding the long lines outside of the store. In addition, you will be able to purchase goods that are excluded from shoppers with cash in hand. The Visa card serves as your virtual wallet and can be accessed from any location where a computer and internet connection are available. Walmart Visa debit cards are backed by the MasterCard brand. They are used just like credit cards, except that purchases are made with a pre-authorized electronic transfer rather than a cash bill.

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