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You Will Never Believe These Bizarre Truth Of Elan Credit | elan credit

If you are looking for a credit card that offers you rewards and other advantages without all the usual hassles of other issuers, you might want to check out the Elan Credit Card. This credit card from Bank of America is different from the normal American Express Green Card that offers you plastic toting pleasure and rewards with no strings attached. What makes this a significant option compared to others is that it is not linked to any bank or financial institution. This makes it ideal for those who would like to establish an American Express account but would still want to use their regular card to make rewards and other purchases at merchants.

The Elan credit card program from Bank of America is geared towards consumers who have good credit ratings and can demonstrate a commitment to credit building. Because it does not tie you down to one bank, this makes it easy to establish your own policies and track your spending. In addition, the added convenience of this type of card is what makes it so appealing. You don't have to limit yourself to one merchant account, which can be inconvenient if you have many credit cards.

One of the most appealing benefits of the Elan credit card is its cash back program. This particular benefit is not offered by any other credit card options on the market today. In fact, the only other major company that offers this same feature is Discover Card, which has been discontinued. This cash back program is perhaps the most attractive and important features of the entire card because it allows you to enjoy instant cash payments for everyday purchases and transactions.

In addition to cash back, the Elan Credit Cards from Bank of America also provides you with a host of other rewards and perks. The product development team at Bank of America is responsible for the excellent customer support and service associated with this product. In fact, even those individuals with questions are provided with top notch service. These are some of the best credit cards out there, in terms of reward programs, senior vice president Edith Hunter stated.

Another great feature of this credit card is its balance transfer program. This makes it easier for senior vice president Hunter transfer her balances from other credit cards to this one. This is yet another great perk associated with this product development. Many executives believe this feature helps to attract customers who might not otherwise be a consideration for credit cards.

There are a few drawbacks associated with this credit card program though. For starters, it does not allow you to use your debit card for everyday purchases and transactions. If you need to buy something with your debit card and do not have access to a credit card, then you will be stuck with cash until you can use it. Also, if you travel a lot, this can limit the amount of things that you can purchase because you might not have enough cash when you get home. Luckily, you are still able to redeem points for purchases, which can be added up to receive discounts on other goods. The benefits of this program make it a good product to consider if you are a senior citizen or someone who needs special consideration with their finances.

The fees for this particular credit cards aren't anything to worry about. It has a zero percent introductory rate that lasts for twelve months on balance transfers and purchases. During this time, you pay no annual fee and can earn a couple thousand points for every dollar you charge to the account. The credit cards also do not require any monthly maintenance fees. You will pay a couple dollars in extra fees each year to maintain the account, but this should be the least of your concerns. The couple dollars a year is much less than yearly fees on most other credit cards.

One of the best features of this card is its cash back rewards program. This allows you to earn more points per dollar that you charge to the account. The maximum amount of your cash back bonus is fifty thousand dollars, but you can earn up to one hundred thousand dollars using this program. The benefits of this cash back program can pay for itself within a few months depending on how much you use it. Elan Credit Cards is ideal for seniors who need some extra assistance with their finances, but don't want to have to spend too much on fees.


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