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Ten Citi Cash Back Mastercard That Had Gone Way Too Far | citi cash back mastercard

CITI Cash Back Mastercard is a credit card that offers rewards on purchases and balance transfers. If you saw any advertisement about this, and you are wondering why it's so expensive, there are reasons. CITI, (the card company) earn millions in interest each year by offering rewards to cardholders. This article will explain more about CITI Cash Back Mastercard, and why is it so expensive compared to other cards.

The first reason is the cash back percentage. CITI Cash Back Mastercard earns 5% cash back on all purchases made using the card. If you made ten purchases, you would earn five rewards points. If you made twenty purchases, you would earn ten rewards points and since you are paying only a flat rate for purchases, this is a very efficient method of earning rewards. If you are a frequent cardholder, it would be wise to maintain your account as a positive cash flow by making purchases when available.

The second reason is the reward structure for CITI cash back card holders. When using the card for dining, you will receive twice the cash back as compared to shopping using your own money. The earning depends on how many free dining passes you purchase. The more free dining passes purchased, the more cash back you will receive.

You may also like to use your citi cash back mastercard to acquire dining coupons. If you are a dining enthusiast, then you probably have been excited about dining establishments offering special coupons or discounts for their customers. You may prefer cash back cards over credit cards if you do not have any preference for the dining experience.

Another group that is often targeted by the citi cash back cards is mothers. With the high cost of dining out, they find it hard to control their spending especially if they have small children at home. CITI gives these mothers an opportunity to save money on dining out by purchasing groceries instead. Mothers who prefer cash back cards would benefit more if they prefer to shop for the ingredients to cook their favorite meals at home rather than go out for a fancy restaurant. This way, they are able to save on gas, maintenance, and maintenance of the car if needed.

If you want to make the most out of your CITI cashback cards, then you need to make purchases using them at certain designated vendors. Those vendors are: gas stations, supermarkets, drugstores, and convenience stores. These are some of the best places to spend your cash because you would not receive double the value of what you spent if you purchase items at other places. However, you are given the option to choose other items to purchase from other stores.

One thing that you should always remember when using your CITI cashback credit cards is that it is not a good idea to use them as your regular credit cards. This is because you will not get the same benefits as the rewards which are granted by the credit cards. This way, you are able to spend wisely and save money on unexpected expenses.

If you want to apply for a CITI cash back mastercard, then you have to make sure that you read the terms and conditions of this credit card offer. Citibank would not present any cash backs if you spend more than you earn or spend too much in a month. So you need to balance the budget of your expenses with your savings to avoid spending outside your means. This way, you will be able to get a quick cash back credit card application approved and enjoy the benefits of saving money every month.


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