The Citi Diamond Premier Card is actually one of the better balance transfer balance transfers credit cards around. So you can easily review list of other best balance transfers credit cards and what would best suit your requirements.
The card offers a high reward point offer along with some fantastic benefits like the credit card, which provides no annual fee and 0% APR for the first year. However, the Citi Gold card also has its advantages as well, like no annual fee, cash back rewards, and airline miles. But then you should look into the terms and conditions carefully compare it with the competition to be sure you are getting a good deal.
To ensure you are getting a good deal, you should make comparison with other cards and compare the features that are available on the card. There are also different types of credit cards so that you can easily pick one that best suits your needs.
It's advisable to maintain a good credit report, so that you will get the rewards in the form of rewards points and other benefits. This will ensure that you get a lot of credit score points over the years.
When you get a credit card, you should remember to read the fine print very carefully because you never know when there might be hidden costs, late fees and any other such issues. It's better to understand about the cards terms and conditions before signing up.
Once you get a card then make sure that you always pay off your balance. Also don't make any purchases more than your credit card has available credit limit so you can avoid overdraft charges and other problems that may happen.
It's better to apply for a card with a lower annual percentage rate (APR) and this way you will be able to earn rewards points towards cash back deals. These rewards points are good to use towards airline miles and hotel stays.
Before you buy your card it's always a good idea to read all the information available about the card to make sure you get the best deal. So once you decide on the best card then you will get the benefits of the Citi Diamond Preferred Card.
If you are looking to transfer balances then it's advised to take help from the experts and get the services of a card expert so that he can help you understand all the benefits of the card and how it works. If you are having a low credit score then this will be difficult to transfer balances but if you have a decent score then you can try to transfer balances because this will help you rebuild your credit score.