A great way to use your MasterCard reward points is to purchase a MasterCard gift card, and then get some great freebies when you make your purchases at specific merchants. Many of the online merchants who offer these offers will only allow you to redeem one Vanilla MasterCard per transaction, so if you're only making purchases for yourself with the credit card, or perhaps using the card to make purchases at a restaurant, the card may not be worth it for you.
A Vanilla MasterCard is issued by Visa and therefore can be used at any place that accepts Visa cards. However, they are considered a no-charge card, so you won't have to pay an annual fee. While you do have to pay a one-time annual fee, in most cases the annual fee is much less than the rewards that are available with the Vanilla MasterCard.
When you apply for one of these cards, you will be given the opportunity to choose from a number of reward programs, including travel rewards, store discounts, gasoline rebates, hotels, and even restaurants. Some merchants will provide additional benefits if you use their MasterCard and have an existing relationship with them, while others will reward you based on the dollar amount you spend each month.
One of the best things about having a credit card is being able to earn rewards for your purchases without having to pay the full cost of items that you buy. You can use the credit card to earn rewards and not only will you save money, but you'll also earn discounts. These can include merchandise discounts as well as sales on other items.
Most credit cards that are issued will have a minimum amount of spending to earn rewards points, however they are still beneficial to having one. These cards usually come with a low annual fee and a rewards program. You will be able to make purchases anywhere Visa is accepted, including gas stations, grocery stores, and at many restaurants. You can even use the card to make purchases at gas stations when you have a service station or a vehicle that charges by the gallon.
Vanilla MasterCard may not work if you have a bank account, however you should check with your bank to see if there are any limits on your ability to earn rewards or if you can't earn rewards points at all. You may also find that certain cards work better than others when it comes to earning rewards points for purchases. One thing to remember is that when you're earning rewards points, you'll want to try to take the time to look at all of your options to ensure that you're making the best purchases.