Visa credit card numbers, primary card account numbers, or just simply a card account number, is the key card identifier found in credit cards, like credit cards and ATM cards, and stored-value cards and other types of cards. This card account number is used by financial institutions and banks to make card transactions and facilitate payment. In some cases the card account number may also be called a social security card. These numbers are very useful in various credit card transactions like for bill payments, purchase of airline tickets, and purchases of merchandise online. It is very essential to keep a record of all card transaction to ensure that the card account holder has not used the card without authorization from the financial institution or bank.
Credit card numbers contain the unique financial account numbers (PIN) that are used to secure transactions in the presence of the security code, which is either printed on the back of the credit card or attached to it via a magnetic stripe embedded in the card. These PINs are generally pre-programmed into the credit card. They must not be shared with anyone else.
Credit card accounts can be open in two ways, either through a banking system or directly through the issuer of the credit card. In banking systems, financial institution issues the credit card and this is normally linked to the account in the bank. The account holder is usually given a PIN number and then has to enter it at a specified merchant outlet to make payment for the purchase.
In case of a direct issuance of the card, the issuing financial institution provides the card to the user, usually by mail. The user can use the card by paying any of the bills he has, by making purchases of goods or services that are offered by merchants using the card, and by transferring funds to the account in his bank. However, the bank holds the master card account numbers that are used in direct issuance transactions. These numbers also contain the credit card PINs. Master card account numbers are also called ATM card account numbers. Some bank card issuers also give a prepaid version of these master card account numbers called an e-Master Card, which can be used in direct transactions or by paying bills.
Visa credit card numbers can be obtained from a bank where the bank issued the card, or from the merchant where the card was used. It may also be obtained from a third-party provider like a financial institution or an online provider who offers a service for the purpose. The details of the card holder are usually entered in a secure site. to make the process easy and convenient for the users. There are several services and websites that provide information on the available card information and services.
These numbers can also be obtained directly from the issuer of the card. The issuer will provide them to the individual and they will be sent to the email address that is specified in the request form. You may also want to ask the issuer for a copy of these cards at least once in a year if you plan to renew your card.