Discover is a popular credit card company issued mainly in the USA. It was first introduced by Sears in 1985. At first, Discover didn't charge any annual fee but later on, it changed its policy and started charging an annual membership fee. Since then, the company has been steadily growing in popularity and has been accepted by most of the big American card issuers.
Discover's primary target market is students. This is the reason why many companies are offering cards to students. The card features are very helpful for students, since it allows students to make purchases using their credit cards. Students can buy all the stuff they want without worrying about the credit limit. Since students tend to borrow much from their parents, there is no need for students to worry about the credit limit and they can use as much credit as they want.
Discover cards are designed so that the users can avail great deals. They come with attractive offers, especially for students, and thus there is no need for students to worry about the credit limit. Most of the times, students get attracted by the low interest rates. Furthermore, they are able to avail of the cash back rewards programs since this is one way for students to earn rewards that they can use at stores, restaurants, etc.
There are also some other perks that you can avail with Discover cards. Some of these include a travel rewards program and airline miles. They can also earn cash back for hotel stays, air tickets, meals, movie tickets and even cruises. In addition to this, students can avail of air miles when they make purchases with their Discover card. However, since most people use their cards at gas stations, they have to pay a higher fee, thus earning air miles doesn't really make a difference.
In order to find out more about the Discover card, you can go online and read the various reviews and ratings posted by people. Also, you can ask for help from your friends or relatives who have recently availed of a Discover card. You can also consult a financial advisor who has more experience in availing cards like Discover. since Discover offers various types of cards, which suit every budget.
If you are a student who needs to find a card for your college expenses, then try to apply for a Discover card. Card today.
