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MyvanillaDebitCard – Activate Myvanilla Debit Card Online. This card is basically like the MyCCPAY credit card which comes with secured checking accounts in most banks. This is also a great prepaid credit card that you can use every day for your regular spending. Here are some benefits of this card.

1. No annual fees: It is free from any kind of annual fees. You can use it without any worries.

2. You can transfer funds to your account: You can transfer funds from one account to another of your choice. The funds are transferred in a matter of seconds.

3. No fees: To open the prepaid account, you just need to give your social security number, and you will get the account number as well as a password and PIN. With the same account, you have the right to receive the monthly statement and the balance information that you need to check on a weekly basis.

In comparison with other credit cards, there are some disadvantages. These include the following: You may not get the cash back amount that you expect. Moreover, you have to pay the charges, but the amount is quite less than other cards.

But it is a nice alternative to credit cards. It gives you the convenience and flexibility without compromising the security. You will not be responsible for the interest rate or the penalties.

There are many companies who offer this card. You can choose from any of these. You can apply online, through phone or by fax. There are different ways of getting it.

The online application can be done easily and quickly. Then the next step is to submit the paper work. If you don't have the time to fill up the forms, you can opt for fax or phone option. and will get the details of the application process. Once you have signed the papers and received your card, you will not have to worry about anything regarding the money in your account.

There are no monthly fees when you sign up with the prepaid card. And as I have already mentioned, it has the benefit of not having any credit limit.

Chargebacks are very common with the My Vanilla Card. But if the transaction goes wrong, then they can be easily rectified. But this is very minimal compared to what happens with credit cards like Visa and MasterCard.

The My Vanilla Card has the ability to reload your balance by using the money stored in the account, without having to deposit it in the bank account. Even if you do not have any money, you can still use the card. In the case of a debit card balance, you can reload using any debit card that you have with your current bank account number.

There is no annual fee in this case. However, if you have a lot of unused cards, the cost per reload will be higher. So make sure that you have enough cards. This way, you won't be caught off guard.

There are some disadvantages that can be seen with the card as well. The first one is that you cannot reload the card to another account. That means if you want to reload the card to another card, you need to have two separate cards. You cannot make multiple transactions.

Another is that the account holder is charged a higher rate when it comes to paying the balance in cash. And the balance is higher than other cards. You can withdraw the amount only once every month. And if you want to reload more than one account at a time, you need to use the secured card.

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