Capital One Quicksilver card was recently ranked number one in the top online credit cards. This is the result of the credit card's great features and low interest rate. The cardholders are allowed to make their purchases through their debit or credit card without any hassle.
Capital One Quicksilver card has features such as travel rewards, cash back rewards, air miles, frequent flyer miles, car rental reimbursement, and more. The cardholder can use it without having to carry cash because the card is linked to his bank account. There are no annual fees for this credit card.
This card has great customer service that offers immediate assistance in case of an issue. You will also have the ability to have access to a toll free customer service number that you will be given at all times. If you are not satisfied with your purchases, you can dispute it with your credit card company.
Most people who choose this card usually use it for everyday shopping like for travel, entertainment, and for their personal expenses. The cardholder is provided with cash back rewards from restaurants, gasoline stations, and other merchants that accept their credit cards.
The card is available online at almost every merchant that accepts cash payments. In addition to the traditional ATM machines, the cards can be used at kiosks in grocery stores, malls, and other places. They can also be used for online shopping if they are linked with the online bank account.
Credit card companies usually do not charge their credit card users' interest on purchases or transactions, unless there is an outstanding balance. Thus, they can continue to enjoy their spending privileges without worrying about accumulating debt in the future.
Although this credit card does have a higher credit limit than most others, this card still has limits that you should consider so that you will not be overspending. There are certain things that you need to keep in mind when using your credit card so that you will be able to maximize the benefits that it has to offer.
First, make sure that you are using the credit limit on your credit card responsibly by only making purchases that you really need. and you should not go overboard especially in shopping just because you are trying to get the credit card's maximum limit.
Second, make use of your card wisely because you can still end up getting charged a higher interest rate on your purchase if you have made use of it irresponsibly. Also, try to use it with the same security features that you would use with a debit card.