ATM skimming devices are often fake card readers attached to an actual ATM. They will quickly steal your credit card information when you insert your card in the fake device. As skimming devices can often look so real, it might not be instantly obvious that a device is hiding somewhere in an ATM.
To prevent your credit card data from being stolen, check an ATM for signs of tampering first before you use the machine. If possible, do not insert your card directly into an ATM machine. You should instead insert the card in one of the card readers, or a scanner, that are located inside an ATM.
Once you have inserted the card reader in an ATM, turn off the machine and walk away. Do not push a button on the machine. Instead, turn the machine off yourself and then get back to the ATM with the device in hand.
Even if you are using a fake card reader, be sure to close the ATM before you leave the machine. You don't want to leave behind a live security device and a copy of your PIN. You don't want anyone to be able to get access to your account information.
You may think that this is impossible but it really isn't. It's always easy to fool someone when they are not expecting for you to be there. In fact, it's almost impossible for a thief to not know that you are there or what you are doing.
Another thing you can do to protect yourself from becoming a victim of a fake reader is to ensure that the ATM has a good alarm system. This will alert the police right away if someone breaks in. It is very important to secure an ATM machine before anyone gets in because a lot of people who know about ATM security are quick to try to rob them.
If you feel that an alarm system is not working properly, you can check the manual to make sure that you are aware of how to reset it. There are many different reset buttons that will activate or deactivate an alarm. You should never rely on the automatic reset feature of a device. The manual is always more reliable and accurate.
When trying to avoid getting caught by a fake reader or device, be sure to stay calm. Don't panic and call the police. Instead, be smart, and keep your cool and get as far away from an ATM as possible.
In the beginning, you should try to determine if the device is actually a card reader. If it is, you will need to use your ID to gain access into your account. Do not give out your PIN, however, as that will allow someone to take your money without your permission.
Most card readers that are fake are attached to the ATM itself. There is usually no sign or warning that it is not a legitimate device.
Fake card readers can work even if you have a card present in your wallet. You just have to be careful. If you need to take a credit card out, you should only do so while the ATM is closed.
If you are ever confronted with a fake card reader, you need to remember that you can get help. Be smart and do not take chances. You have a right to get the help you need to prevent identity theft.
It is also wise to be aware that ATM card readers are becoming more sophisticated. It is easier than ever to access your accounts when you are away from the ATM. It is common now to download your transactions online to check the amount owed.
Identity theft can occur when someone gets access to your bank accounts. Some thieves will just take your card information for their own gain. Others will use this information to open new accounts in your name.
Make sure that you are protecting your personal information when you use the ATM machine. The safest way to protect your personal information is to use one that is real.