Amex green card is a credit card that allows you to earn points and rewards through your use. The rewards are mainly based on your credit card use, so it is a good way to save on gasoline and stay ahead of the game in gas prices. But how do you know if the card is right for you? This article will help you understand this question.
Is the Amex green card worth the annual fee? Yes, thanks to all the wonderful benefits the card comes with. However, apply here: the Amex green card is not a “no-strings” offer. If you use the card, you'll get the rewards, plus an additional reward for using the card online.
Can you use the card anywhere? Yes! You can use it at nearly every major retail store, as well as gas stations, grocery stores, restaurants and airports. That's a lot of benefits.
How much does the annual fee cost? A single year's membership fee is generally $95. However, you can opt to pay a single month's fee for an introductory period.
Do I have to be a U.S. citizen to apply for an Amex green card? Yes. But you can also apply for it if you are an authorized user or a non-authorized user from any other country.
Will the card really earn me points? No, the card offers no cash back or discount. You earn points instead. The points can be redeemed for airline tickets, hotel stays and rental cars.
Is there a limit on how many cards I can have? Yes, only one card per household. So if you have three children, they cannot all receive cards from the same issuer.
Do the card limits apply if I want a gift card instead? No, not at this time. Also, there are no credit limits for rewards points and air travel miles.
Is the card secure? Yes, the company provides an added layer of security with this card. There is a special encryption process for your personal and financial information.
Is the card safe for credit cards? Yes, the Amex card is approved by the three major credit bureaus, such as Experian, Equifax and Trans Union. There is no fraud with this card, even if your credit history may have some issues.
How easy is it to get the card in the first place? You do not have to wait for weeks before the mailman shows up at your door to deliver the application package. You can apply online for your card immediately after you complete the form.
Does the card have a grace period? Yes, you can use your card with no credit check, after which you will be charged a balance due.