There are many reasons why one would be interested in getting a Wells Fargo credit card. If you have bad credit then this can be one of the best ways that you can get a credit card. But in order to get the best results with your card you should make sure that you are using it responsibly. Here are six different Wells Fargo credit cards that you can consider:
Wells Fargo Cash Smart Visa: This is one of the newer cards that Wells Fargo offers. The Wells Cash Wise Visa allows you to transfer your checking account to your credit card. This can make it easier for you to make purchases and avoid overspending. You will earn five times the points that you earn from gas, drugstore and grocery purchases every month.
Wells Fargo MasterCard: The MasterCard is one of the most well known cards available. It is one of the easiest cards to get approved for and can even be used with some other cards. The main benefit to getting a MasterCard is that you can use it at stores like Whole Foods. One of the major disadvantages to the MasterCard is that it does not have the same rewards that a regular card would offer. You would have to find a store that has the credit card that you want in order to use the MasterCard to get the great rewards that you want.
Wells Fargo Platinum Visa Card: You may be surprised to know that this card is available for people with bad credit as well. If you have a low credit score then you may not want to consider getting the regular card that is available with all of the other banks. You will still have access to the same great benefits that you get with the regular card without having to worry about bad credit. There are no fees that you have to pay if you get approved for the Wells Fargo Platinum Visa card and you can get cash back rewards if you make purchases on your card. These rewards may be easier to find on these rewards cards than others that are offered through regular banks.
Wells Fargo Preferred Rewards MasterCard: You can also get a special rewards credit card that is available to people who have a high income. This card would provide you with access to special shopping vouchers, travel rewards, dining discounts and many other benefits. You would also be able to use the same rewards as those who have an average income.
With so many different cards to choose from it may seem difficult to decide which of the many Wells Fargo credit cards are the best. But if you are trying to get approved then you may want to get the one that is right for you. Make sure that you use them responsibly so that you do not waste time and money on the wrong one.