It is not the easiest thing in the world to get a Target Visa card, and the process can be very time consuming. Target has a very high acceptance rate for credit cards and this is why most people are getting one.
Before you apply for a card at any of their stores, you will have to fill out a credit application. You must also provide some basic information about yourself including your name, address, social security number and a photo ID. It is important that you are as truthful as possible in the application.
When you get your card, you will have to use it before a set amount of time, usually 60 days. The amount of time is determined by the card company. After you have used the card you will have to contact them in order to get a refund or a change to your balance.
You do not get a refund or change from the card company for anything you did not pay on time, only you. You do not have to pay anything for the interest or late charges.
It is important that you pay off any balances on your Target Visa card when it comes time to apply for another one. If you do not pay off the balance on time you will be charged late fees.
Target Visa has a good reputation in the industry for offering good rewards for using their card. They also have no annual fee and you are able to get a percentage off of your purchase every time you use the card. So, if you do not have a card yet try Target and see if you like it. It is a great way for someone to save money without having to get their hands dirty all over again.
Target Visa is a credit card, so it is important that you keep up with your payments. This means that you will probably have a lower credit limit for future purchases than you did before, but it will be easier to get out of debt when you are finished with college.
Getting a Target Visa card does take a bit of work, but it is not very hard. You just have to know where to look and where to apply.
The best place to find information about getting a Target Visa card is on the internet. There are plenty of websites that give information about what cards they offer, how to apply and what to do if you have to cancel your card. You may even be able to find some great deals if you search online.
The best way to decide if you want a card is to make an application. This way you can see what other people have to say about the card and whether it is right for you.