The American Express Black Card is a referral credit card that offers special rewards to credit card holders. The Amex Centurion card, also known informally as the American Express Black Card, is a pre-qualifying card issued by Amex. An Amex Centurion card comes in business, personal, and platinum versions. Business and personal cards do not require a referral or co-signer.
The American Express Centurion card is part of the American Express Gold Card and earns bonus points if you purchase and use your card on specific merchants. You can earn a one-time bonus of ten thousand bonus points, as well as five hundred thousand bonus points over the next twelve months. You can earn up to seven hundred twenty thousand points over the course of your lifetime, while your credit card remains active. The points are transferable between banks, other financial institutions, and retailers.
Each individual card has a unique logo. The Platinum card has a logo resembling a black heart and the business card resembles a crown. Each card also has a unique name, such as the Centurion Elite Card. Your contact information will also be listed on the back of the card, and it will include a telephone number and physical address. The Centurion card is great for frequent travelers, because it lets you travel on any airline, stay at any hotel, and purchase any travel product without any additional fees.
If you are a member of the American Express Gold Card and use the card on certain merchants, then you will qualify for special discounts. You can use your reward points towards travel purchases on all airlines and hotels. You can also use your reward points toward rental cars and rental car insurance. As well, you can earn up to eight hundred dollars in cash rebates every year. If you don't need to redeem your reward points at this time, you can still earn them throughout the year by using your card on the Visa network of merchants. On the other hand, if you need to redeem them now, you can use your reward points toward travel expenses on all Visa card networks.
For some merchants, the American Express Gold Card is an optional card. If you are not a cardholder with Amex, you may want to check out the Visa and MasterCard cards available. because they offer the same rewards, plus you get more flexibility in selecting your card offers and rewards.
When you apply for an American Express card, you will typically complete a standard application form. In addition to a standard application form, you will be asked about your credit history, your annual income, current employment status, and any household members. If you don't currently have a regular employment relationship, you will be asked to prove your proof of residence and income. You will also be asked about any previous business credit card applications you may have had. If you apply for an Amex Centurion card, you must provide your Centurion card number to confirm your identity.