The Amazon shop credit card is essentially designed for use only for Amazon purchases. This credit card is excellent for someone who intends to make a massive 5% off of Amazon shopping (requests a Prime membership for that) or who simply wants to take advantage of zero percent APR financing on big purchases.
There are a number of other cards that can be issued by this company, and some of these cards will give you more perks and benefits than the Amazon shop credit card. But it is the Amazon shop credit card which has been developed for individuals who wish to spend their money at a number of online retail stores. You do not have to worry about paying high commissions or overpaying on fees, and if you pay your balance in full each month you can enjoy rewards that go far beyond the amount you pay out.
If you have had problems using your regular card, your worries should be over with the Amazon shop credit card. This is a no-fuss solution to credit card problems. Instead of spending weeks filling out a bunch of application forms and waiting for an answer, just apply with the Amazon store credit card and you will get approval instantly. There are no complicated requirements and once you have found a company you like you will receive your Amazon shop credit card as soon as your application has been approved.
There are several benefits you can enjoy with this card. First, if you are planning to make a large purchase and pay the entire balance in full each month, the Amazon shop credit card can make it much easier to pay back that money. With this credit card, if you have a balance due on your card and you are not able to pay it off in full each month, the company will charge you interest charges on your outstanding balance and you will end up paying more in interest fees.
When you use the Amazon shop credit card to make major purchases, such as furniture, electronics accessories, then you can make sure that you know you have paid off all of the cost and still have some left over to cover other expenses. That way, you will only have to pay interest and fees on the remaining balance each month.
There is a limit to how much interest you can incur with the Amazon shop credit card. Usually you will only pay an extra $50 per year, so if you spend more than this amount in a year, you may want to consider switching your card to another card. Or if you find that your monthly payments are becoming too high, you may want to consider trying to get lower interest rates on your current card.