Citi Prestige offers you everything that a luxury credit card should. From unlimited rewards on purchases and cash back on your regular purchases, to the special, annual relationship reward, we offer it all. But wait, there's more! You can also get a $200 statement credit for every dollar that you charge on the card.
In order to get the best rewards from this card, you need to be careful about how you spend it. We believe that a card is meant to be an extra special treat to be enjoyed and it should be treated like one. While this card may have many perks, you also have to consider the type of spending that you are doing with it. If you don't use your card well then it will have very little effect on your finances.
If you are using your card for travel, then you have to make sure that you book your reservations as early as possible. That way you can still get your discount. When booking your hotel, try to stay a few nights ahead in order to take advantage of the savings you can get on your room. There is no point in booking your flight if you don't have time to change your dates and cancel your travel plans once the tickets have been booked.
Remember, when using your card to make sure that you only spend what you can afford. If you can't afford it, don't do it. If you can afford it, make sure that you know exactly how much you want to spend so you can choose wisely when you go out shopping.
Another thing to remember if you want to maximize the benefits of your Citi Prestige card is to pay your bills on time and to make sure that you use the card on a consistent basis. If you keep using the card without paying it off in full each month, then it will have very little or no affect on your credit score.
As with any other credit cards, keep in mind that you have to pay attention to your spending and how you use your card. The rewards that you get from this card can help you feel good but don't forget that you have to make sure you pay your balance on time and pay off your balances on time as well.