The Citi Simplicity Balance Transfer is a new credit card offer that offers consumers with poor credit but good income to transfer their balances from any of the Citi cards and into this one card. The Citi Simplicity card offers a low introductory rate and the best benefit is that you can transfer your balances from any other credit cards to this one card within a year.
This card is not accepted for cash advances, as it has a very high annual percentage rate (APR) and the minimum monthly interest rate that you will have to pay is $35. This Citi Simplicity Balance Transfer card offers a low monthly payment amount that can be used to pay off all of your credit card debt and keep your interest rates at the lowest.
It is important to note that this Citi Simplicity Card is designed with consumers in mind and not for those with bad credit. This card comes with no hidden fees, over limit fees, annual fee, and other charges that could harm your budget. You can transfer your balances from any of your other cards and still qualify for this low monthly payment. The monthly payment for this card is a lower than average and you get to keep most of your interest rate when you pay off your balances.
There is no credit check for this card and it is perfect for people who are struggling with their credit. If you have bad credit but have decent income, you can use this card to improve your credit score.
The Citi Simplicity Balance Transfer offers many benefits, the biggest being the low annual percentage rate (APR). This card also offers a 0% introductory period, a low APR and an unlimited transfer for the balance transfer. You can transfer your balance at any time between the day your introductory period ends and your normal closing date. This card also has the lowest balance transfer fee in the industry and the highest rewards earning rate on purchases.
The best thing about this card is that it is not difficult to qualify for this credit card. You do not need to have excellent credit or a lot of income because this card has many benefits that make it the perfect card to use. The monthly payment is low and you have unlimited transfer privileges and you can transfer your balance to this card with ease, the only things you will have to worry about are how to make the monthly payments and make sure your balances do not become too high.