When Apple first announced its new program that would allow you to apply for an Apple card to finance your purchases, many people were worried that this was just another scam in the world of financing. While Apple does offer free Apple Card financing for Apple users for quite some time now, a second new feature is that you can also get 0% APR financing for iPhones, iPads, AirPods, MacBooks, and other Apple products. The interest-free term ranges between 6 months and 12 months depending on your purchase.
Although the application process of applying for an Apple card is the same as with most other credit card programs, the good news is that it does not require any credit check and you will not have to provide your social security number or bank account information. Instead, all you have to do is provide details such as your income, age, driving history, etc.
You can apply for an Apple card online in the comfort of your home and you will get instant approval, without wasting any time. After you submit the application form, you will be sent an email notification within 24 hours. Within 48 hours, you will receive an email confirmation from Apple about your approval. In most cases, the approval is automatic, but if you are declined, you should ask for a reason from Apple. The reason will determine what you can expect in terms of processing your application.
To complete your application form, fill in all of your personal data. The information you fill out will determine which type of account you will have. A regular credit card account may have limits on how much you spend and may also have an annual fee attached. If you apply for an Apple card, you will be granted a non-recurring account. This means that the only charge that you make will be the one-time purchase of your new iPad, iPhone, or MacBook.
Apple provides you with a unique ID card which enables you to make purchases as many times as you like. The same is true for your AirPods. With this account, you do not have to pay a fee if you run out of batteries in the earbuds. Once you are done using the AirPods in a certain amount of time, the earbuds are automatically charged.
In order to apply for an Apple card, you will have to open an account at the Apple Store nearest you. and use your unique ID card to make purchases with the card. The same is true for the AirPods. Once the purchase is made, you will be billed using the same method.