Every credit card statement contains some basic information about the account holder. The basic information includes a name, address, social security number, and sometimes a phone number. Each credit card statement will be different, of course, and yours may not look anything like the following, but generally you can expect to get more or less the exact same information on each statement, no matter which credit card company issued it. Your statement, then, is an outline of your overall credit card account for the period covered by your credit card.
All credit cards have specific requirements for usage before their rewards are applied. If you pay off your balance in full each month, and if you don't carry balances over from one month to another, you are eligible for a credit line. That line may be used for purchases on credit. Any interest charges will be charged to that line, as well, but the interest rate may be set higher than normal because of the lower line of credit available. It is always best to pay off your balance in full each month.
The monthly statement contains a lot more information about your account than just your name and address. You'll likely see your account balance, and the amount you owe on each individual card. You'll probably see a schedule of payments made and their dates. You will probably be given a minimum payment to be made every month on top of the credit line.
Credit card statements contain other information besides your name and address, though. For example, you might see your spending habits. If you've been using a credit card for several years, you may see where you spend more or spend less. If you've accumulated a lot of debt and aren't paying on time, the creditor may report this to the credit reporting bureaus and they will give you a score that reflects how responsible you have been with your cards.
When you receive your credit card billing statement, you will find all of the information on the front of the card. This information can be easily located on the back of the card, as well. In many cases, you may find a separate bill for the card statement. if you don't see one on the front. This is called a statement of accounts.
The credit cards themselves will have a small amount of information on the front of the card statement. They also usually include the expiration date of the card, the date when the limit will expire, and other general information about your card. You can search for these terms using a search engine, such as the white pages. and/or Google.