It is important to learn what your Citi Mastercard and how it works. If you want to be successful with the card, then you will need to understand the features that are available.
The Citi card is a debit card, which means it does not pay out cash, but charges you for each item that you use it for. This means that if you do not pay your card off in full each month, they will charge you. This can be annoying because you might use the card once and then never use it again, only to find out that you have been overcharged or that you will have to pay late fees.
The reason that they charge so much is because their credit limit is so high. This means that when you pay it off, you will not be able to use it again until the balance is paid off completely. However, this is not a big problem because they also have a zero percent APR for their cards.
They will often offer the credit card to students as well, because they know that if you apply for one of these cards, you will probably want to make a down payment on a new house or car, and that you will have an active bank account. So, in order to get you started, they will offer a card that will be able to help you with your education expenses, and they will be able to charge you more money with the interest than with regular cards.
There are many different ways that you can get the best deal on the card, but you should compare the interest rates, the credit limit, and the benefits and features that they offer you. Once you find the one that offers the best deal, make sure that you always pay it off on time. You don't want to be stuck paying a lot of interest, and then not having enough left over to use.
So, it is important to understand the features of the Citi Mastercard and how it can benefit you, or it can hurt you. This is because this is how they make money with the credit card; if you pay off your balance before the balance is completely paid off, then they make money with interest.
It is not fair to put people who use a credit card through all this, but it happens. However, if you have the right understanding, then you can use the card in the most effective way possible.
If you want to find out more about the Citi Mastercard, there are many resources online, and you can go to sites like the Better Business Bureau to see the different reports they have on them. You should also look at the fine print, which will tell you all the different information that you need to know.