To qualify for a Discover cash advance, you first have to have a Discover account. Then you have three other cash advance alternatives:
Cash advance from an ATM machine. This can be done at any of the many ATMs around the country. You can get cash in as little as two minutes with an ATM transaction. However, do watch out for over-limit fees and other fees like bounced checks, over-limit penalty, and overdraft fee that may apply.
Cash advance from a financial institution. Sometimes, financial institutions offer this option, even when your bank is not your preferred lender. The amount you can receive depends on your bank account balance and current balance, but it can be pretty good as long as you have good credit.
Cash advance from a bank teller at your local branch. Again, this can be a pretty good option if you are willing to put up a collateral such as a car or home. This is also a convenient way to get cash without going to the bank, because you do not have to wait for an hour to speak to a representative.
Cash advance from a check cash register. This can be very convenient and fast. It only takes a couple minutes to cash a check, and you don't need to wait in line to pay for your goods at the store. The problem is that you cannot take any more money out of the register or withdraw cash from the ATM machines. The only option you have is to pay the cashier in cash or withdraw money from your checking account or other forms of money transfer services.
Cash advance from a check cash register is a quick way to get cash from your check register but be prepared to pay the check writer for their time, as they take at least an hour to complete the transaction. If the cash register does not accept paper checks, they may still take your credit card to the cashier and cash your check. Be aware of these factors before you apply.
Finally, if you cannot find a cash advance, you can always turn to payday loan stores and other financial institutions for money to tide you over. They are willing to lend you money if you are in a tight situation, but it will usually be high interest rate. and it could be months until you see a return on your money. So be careful and choose wisely.
This is a great way to start getting emergency funds if you have trouble paying the bills. Even if you have bad credit, you can apply for a cash advance because it is much less risky than using a check or a bank card. You may want to wait for a few weeks until you are in a better financial position before applying for a cash.
When you can't get the money you need right away, there are other options that you can try like cash advances. In fact, most banks will help you if you know where to look for them. They will also let you know if you qualify to receive a cash advance. If you have a job, have a checking account, and are a citizen of the United States, you should be able to get a cash advance if you have a steady job and a stable bank account.