If you own a Citi Credit card, chances are you've received some form of reward-oriented offer, such as the Chase Ink Plus or the Citi Rewards Credit Card, or even the Citi Premier Rewards Credit Card. These cards provide their cardholders with an assortment of reward programs. In fact, all Citi cards now offer at least one reward program. But not every cardholder is getting the full value of his or her rewards.
The reason behind this is a simple one: the programs that most of us are familiar with are only offered to cardholders with a specific bank. This means that if you have a Citibank credit card, then your rewards will be the same as if you had a Citi Bank card. In this case, points are points, while rewards cards from other banks are different; they're different in terms of the products they offer, different in terms of the rewards you can earn and so on.
The truth is, there are several ways in which you can save money with your card: with shopping, with the interest rate and with rebates and cash back programs. It's really a matter of how much you want to spend on the card, which is another thing entirely. So let's take a look at the best cards in terms of these three aspects.
One of the top cards in terms of cash back, reward program and other perks are the Citi Premier Rewards Credit Card. This card offers rewards on virtually everything you purchase. For instance, if you use your card to buy tickets to see a show at the theatre, your rewards will increase. If you buy tickets to an event, you will receive additional points for every ticket you purchase.
Another good benefit of this card is the amount of reward points you get. If you use your card to make purchases, you will earn one point for every dollar you spend. You'll earn two points for every dollar you spend if you use your card to pay off your balance. And if you pay your balance in full each month, you'll earn five reward points for every cent you charge.
As you can see, this card is great for people who don't want to pay a lot for the rewards they can earn through using their card. As an added bonus, this card also offers members special rewards for traveling. through its partners, such as Starwood Hotels and Resorts.