Sears MasterCard is an outstanding card for many people who shop at their store and use it to make purchases, or for those who use it to buy online. But what about people who don't use it at their store?
First issued several years back as Sears first decided that they needed to be taking their business into the global market by accepting other credit cards, the Sears brand MasterCard has been accepted anywhere that accepts Visa unlike their store debit card. By using the Web to make your payment you are cutting the amount of money you need to print out your paper check by as much as 50%. That's right, the amount you will need to print out a check in order to cover a Sears MasterCard payment is no longer required. You can have the money electronically transferred directly to your account from your checking account, saving you money and time.
There are two types of merchant accounts from which to choose – A debit account or a credit account. Using a debit account, you can use this money to pay for almost anything you purchase online and from your computer at home.
Using a credit account however, gives you more flexibility. It allows you to purchase items on line but you can still use your store credit card for those same purchases. When your store credit card runs out of credit, you can cash in your Mastercard and use it as a credit card with the option to add other merchant accounts. If you find you are running low on cash when you go to the store for some items you can cash in the Mastercard and use it at the register.
Another way to get more use out of your Sears MasterCard is to transfer funds from one account to another. You can transfer funds between your MasterCard and your checking account with ease using the same process you use to transfer funds from one credit card to another. You can even transfer your account to another card with ease if your current card has a limit on the transactions you can make each month.
Because the card is accepted everywhere by most merchants including WalMart, Macy's, JCPenny, Nordstrom and many others, there are many opportunities to earn additional rewards and discounts using your Sears MasterCard. You can earn points every time you pay for your merchandise at the mall and earn discounts and rebates when you buy things online.